Live Oak Bancsh (LOB)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2023 | 12-2022 | 12-2021 | 12-2020 | 12-2019 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 73,898 | 176,208 | 166,995 | 59,543 | 18,034 |
| Depreciation Amortization | 21,279 | 24,199 | 27,827 | 25,047 | 20,474 |
| Income taxes - deferred | -22,161 | 27,129 | 24,808 | -17,447 | 1,467 |
| Other Working Capital | 456,374 | -32,359 | -336,804 | -418,048 | -546,038 |
| Loans | 439,175 | -17,547 | -339,226 | -357,232 | -576,634 |
| Other Operating Activity | -348,494 | -53,145 | 336,683 | 447,140 | 600,177 |
| Operating Cash Flow | $620,071 | $124,485 | $-119,717 | $-260,997 | $-482,520 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -215,595 | -397,346 | -428,246 | -396,187 | -253,100 |
| PPE Investments | -28,151 | -41,914 | 12,776 | -6,640 | -26,302 |
| Net Acquisitions | N/A | N/A | N/A | -895 | N/A |
| Purchase Of Investment | -30,599 | -45,238 | 0 | 0 | N/A |
| Sale Of Investment | 11,362 | 149,798 | 16,750 | 750 | 796 |
| Net Loans | -1,626,084 | -1,268,871 | 8,824 | -2,414,016 | -517,253 |
| Other Investing Activity | 114,145 | 161,227 | 240,093 | 197,527 | 111,290 |
| Investing Cash Flow | $-1,774,922 | $-1,442,344 | $-149,803 | $-2,619,461 | $-684,569 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 2,906,071 | 62,096 | 602,848 | 1,828,033 | N/A |
| Debt Repayment | -2,965,920 | -297,182 | -1,826,652 | -285,954 | -1,443 |
| Common Stock Issued | 2,564 | 3,185 | 4,828 | 3,589 | 945 |
| Common Stock Repurchased | -6,725 | -4,972 | -20,104 | -49,229 | -409 |
| Dividend Paid | -5,326 | -5,266 | -5,186 | -4,906 | -4,827 |
| Financing Cash Flow | $1,320,755 | $1,530,745 | $154,950 | $2,977,381 | $1,069,175 |
| Beginning Cash Position | 416,636 | 203,750 | 318,320 | 221,397 | 319,311 |
| End Cash Position | 582,540 | 416,636 | 203,750 | 318,320 | 221,397 |
| Net Cash Flow | $165,904 | $212,886 | $-114,570 | $96,923 | $-97,914 |
| Free Cash Flow | |||||
| Operating Cash Flow | 620,071 | 124,485 | -119,717 | -260,997 | -482,520 |
| Capital Expenditure | -46,839 | -43,751 | -3,082 | -20,989 | -37,197 |
| Free Cash Flow | 573,232 | 80,734 | -122,799 | -281,986 | -519,717 |