UMB Financial Corp (UMBF)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 702,398 | 441,243 | 350,024 | 431,682 | 353,018 |
| Depreciation Amortization | 132,776 | 97,970 | 101,636 | 99,762 | 109,664 |
| Income taxes - deferred | 82,825 | -16,174 | -20,439 | -6,308 | -12,724 |
| Other Working Capital | 87,086 | -371,038 | -18,394 | 245,194 | 50,104 |
| Loans | 726 | 1,664 | -2,442 | -701 | 5,431 |
| Other Operating Activity | 20,882 | 71,621 | 62,219 | -75 | 28,589 |
| Operating Cash Flow | $1,026,693 | $225,286 | $472,604 | $769,554 | $534,082 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -47,329 | -331,409 | 756,612 | 244,055 | 441,124 |
| PPE Investments | -48,584 | -20,009 | -23,104 | -44,985 | -29,787 |
| Net Acquisitions | 169,262 | -109,046 | -793 | 548,624 | 18,431 |
| Purchase Of Investment | -5,382,625 | -8,283,893 | -1,794,441 | -2,226,789 | -5,828,918 |
| Sale Of Investment | 3,025,139 | 7,968,680 | 1,991,392 | 1,621,718 | 2,396,777 |
| Net Loans | -3,252,475 | -2,415,581 | -2,159,132 | -3,952,154 | -1,117,707 |
| Other Investing Activity | -83,486 | -71,243 | -43,806 | -35,854 | -115,410 |
| Investing Cash Flow | $-5,620,098 | $-3,262,501 | $-1,273,272 | $-3,845,385 | $-4,235,490 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 692,590 | 990,071 | 32,753,480 | -1,016,268 | 922,938 |
| Debt Issued | N/A | N/A | N/A | 110,000 | N/A |
| Debt Repayment | -200,000 | N/A | N/A | N/A | N/A |
| Common Stock Issued | 236,449 | 4,685 | 2,461 | 2,136 | 19,048 |
| Common Stock Repurchased | -17,628 | -7,738 | -8,367 | -31,997 | -5,506 |
| Dividend Paid | -135,620 | -77,127 | -74,245 | -72,030 | -66,750 |
| Other Financing Activity | 178,542 | -2,301,413 | -31,056,003 | -2,129 | 0 |
| Financing Cash Flow | $3,916,687 | $5,957,648 | $4,771,052 | $-4,580,859 | $9,418,406 |
| Beginning Cash Position | 8,448,691 | 5,528,258 | 1,557,874 | 9,214,564 | 3,497,566 |
| End Cash Position | 7,771,973 | 8,448,691 | 5,528,258 | 1,557,874 | 9,214,564 |
| Net Cash Flow | $-676,718 | $2,920,433 | $3,970,384 | $-7,656,690 | $5,716,998 |
| Free Cash Flow | |||||
| Operating Cash Flow | 1,026,693 | 225,286 | 472,604 | 769,554 | 534,082 |
| Capital Expenditure | -48,584 | -20,009 | -23,104 | -51,716 | -33,687 |
| Free Cash Flow | 978,109 | 205,277 | 449,500 | 717,838 | 500,395 |